Last updated: January 2025

1. Introduction

1 Mauka Aur ("we", "us", "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or register on our platform. Please read this policy carefully.

2. Information We Collect

We may collect the following personal information from you:

• Identity Information: Full name, date of birth, gender.
• Contact Information: Email address, mobile number, residential address.
• Financial Information: Bank account details, UPI ID, payment transaction history.
• KYC Documents: Aadhaar number, PAN card, photograph.
• Usage Data: IP address, browser type, pages visited, time and date of visit.
• Referral Information: Sponsor/upline member ID, team structure data.

3. How We Use Your Information

We use the collected information for the following purposes:

• To register and manage your member account.
• To process investments and payments.
• To calculate and credit referral income and daily earnings.
• To communicate important updates, offers, and notifications.
• To comply with legal, regulatory, and KYC requirements.
• To improve our platform, services, and user experience.
• To detect, prevent, and address fraud or security issues.

4. Data Sharing & Disclosure

We do not sell, rent, or trade your personal information to third parties. We may share your data only with:

• Payment processors and banking partners for transaction processing.
• Government authorities, as required by law or court order.
• Trusted service providers who assist us in operating our platform, under strict confidentiality agreements.

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal data from unauthorized access, alteration, disclosure, or destruction. However, no internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Cookies

Our website uses cookies to enhance user experience, remember preferences, and analyze site traffic. You may disable cookies in your browser settings, but doing so may affect some website functionality.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your data (subject to legal obligations).
• Opt out of marketing communications at any time.

8. Data Retention

We retain your personal information for as long as your account is active or as required by law. KYC and financial records are retained for a minimum of 5 years as required under Indian financial regulations.

9. Children's Privacy

Our platform is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that a minor has provided personal data, we will delete it promptly.

10. Changes to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated revision date. Continued use of our platform after changes constitutes acceptance of the revised policy.

11. Contact Us

For any privacy-related concerns or data requests, please contact us or email: satishmalakar636@gmail.com.